Sink Bank of America

Fish that swim in huge schools usually follow a leader. The whole school turns one fish at a time with the lead fish turning first, and each fish turning after the one in front of it. A necessary lag time ensues. But in the unusual instance that each individual fish turns in the same direction of its own accord then the entire school seems to move as one unit acquiring a seeming life of its own.

Adam Smith made note of the very phenomenon when he wrote "The Wealth of Nations" first published fittingly in 1776.

By preferring the support of domestic to that of foreign industry, he intends only his own security; and by directing that industry in such a manner as its produce may be of the greatest value, he intends only his own gain, and he is in this, as in many other cases, led by an invisible hand to promote an end which was no part of his intention. Nor is it always the worse for the society that it was no part of it. By pursuing his own interest he frequently promotes that of the society more effectually than when he really intends to promote it." (Book 4, Chapter 2)

Remembering that bankers fear of competition is exceeded only by their fear of a bank run, customers should swim for themselves instead of engaging in the banker co-opted and utterly futile Occupy Wall Street movement, as the recent electronic run on Bank of America shows clearly for all eyes to see it.

Bank of America's website, plagued by problems Friday and Saturday but supposedly fixed on Sunday, wasn't working again Monday.

Many users trying to access bankofamerica.com get a message saying the home page is temporarily unavailable. But spokeswoman Tara Burke said customers who experience slowness or can't get into their accounts should keep trying.

Burke said the access problems are a result of the bank managing traffic volume during peak use.

Burke is a liar. The problems arise as a result of an overwhelming number of fed up customers changing direction all at once. Sick and fed up with outrageous fees, false foreclosures, robo judges and juries, and all other manners of usury. Their next change of direction individually and ensemble should be to withdraw their money from Bank of America.

If you bank with Bank of America take as much of your money out as you can. Not as a measure of protest but as a measure of protection. Simply put it is not safe there. It's insecurity will not be revealed until the run starts, by which time it will be too late for you to save it. Better yet the very act of each person protecting himself from a run on the bank will precipitate a run on the bank.